LimoAmerican Trust, Safety & Insurance
The subject of insurance can be complicated, but it’s important you know how and when our policies cover you and your passengers in the event of an incident. The following is an overview of how our insurance policies work.
There are four coverages included in our insurance policies (unless otherwise noted, these coverages are in effect from the time you accept a ride request until the time the ride has ended in the app).
Contingent Liability (coverage only while in driver mode waiting for a ride request)
Primary Automobile Liability
Contingent Comprehensive & Collision
Uninsured/Underinsured Motorist (UM/UIM)
How to report an accident
Please report any accidents to our Trust & Safety team by using our call feature below.
Also, make sure you file a claim with your personal auto insurance provider and provide proof of personal insurance to relevant parties at the scene of an accident.